Are you looking for your ITIN Credit Score?

What is an ITIN Number?

Even with all of the information readily available, many people still ask the question: What is ITIN? In the most basic terms, ITIN is sort of a replacement for a Social Security Number for those people who are not able to acquire one. In a lot of areas, the ITIN is also being accepted as a replacement for an SSN. From credit card applications to mortgages, an ITIN is being accepted as a replacement for an SSN.


What is a credit score?

Your credit score is basically a snapshot of your financial history as it applies to how well or poorly you repay debts that you have incurred throughout your life. It is possible to discover your credit history based solely on your ITIN Number. Even without a Social Security number, you can still obtain loans and credit and therefore your historical report can also be accessed with an ITIN Number.

What happens to my credit score if I get married?

methodistbambina asked:

I’m in my late 20’s and my soon to be husband is in his early thirties. I have credit card debt, but I’m working on it. I have a couple bank accounts. I also have a really good credit score. My soon to be husband filed for bankruptcy a couple years ago after he got divorced to avoid paying for bills his wife wasn’t paying. He doesn’t have a credit card. He does have a bank account. I have no idea what his credit score is. Will my credit score be affected when we get married? Should we share a bank account when we get married?
Note: His wife bought things and then didn’t pay for the bills for them. They were items she bought and used when they were separated. He didn’t see or use them. When she didn’t pay for them the creditors came after her. She claimed she wasn’t working and then they came after him after they were divorced. He was advised to file bankruptcy so the creditors would stop going after him.

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